1. In small bowl, combine sugar and sour cream; cover and refrigerate. 2. Place 6 slices French toast in bottom of greased 9 x 13 pan. 3. Layer ham, 2 cups of cheese and remaining 6 slices of French toast in baking pan. 4. Spread pie filling over top; sprinkle granola over apples. 5. Bake in preheated 350F oven for 25 minutes. 6. Top with remaining 1/2 cup cheddar cheese; bake another 5 minutes until cheese is melted and casserole is hot. 7. Serve with sour cream mixture. 8. (I have also made this with 1 LB sausage instead of the ham. Another time, when I didn't have the frozen french toast slices, I just made french toast myself and froze it the day before). ---------------------------------------------------------------------------
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