1. Preheat oven to 350°F. 2. Fry hamburger with garlic and chili peppers. 3. Drain. 4. Meanwhile spread nacho chips around on a large cookie sheet. 5. Top with refried beans (now this have never spread well for me, so I just put it on in clumps). 6. Sprinkle olives on top. 7. Add salsa (again, I just put it on in clumps). 8. Sprinkle as much or as little cheese as you want (IMO, there's no such thing as too much cheese). 9. Place in oven and heat for 15 mins. ---------------------------------------------------------------------------
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