1. Preheat oven to 350°F. 2. Use a hand mixer of food processor to combine sour cream and cream cheese. It should be smooth. Spread in 9x13-inch Pyrex dish. 3. Spread refried beans over mixture. 4. Sprinkle with cheese. 5. Add jalapeños or black olives by sprinkling them on top. 6. *I sometimes add other layers to the dip, such as salsa. 7. Bake for 20 minutes or until the cheese is melted. ---------------------------------------------------------------------------
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Ingredients